Okay. So DON'T panic like I did yesterday, when I received my credit union newsletter, saying "It's about that time." I always start thinking about Christmas when I remember that Christmas Club account is now ready to be drained of its fundages, and the fun of spending begins. I started a Christmas Club account years ago when I started working at Murray State, because my hubby and I aren't the best at putting money back for little things like buying several gifts a piece for family members and friends around a certain holiday. Soooo. . . . I started a Christmas Club account.
Now I know what you're thinking. "But I can't AFFORD to do that! Are you KIDDING!?" Well, that's what I thought. But, ya know? You'll never miss $15 out of your check two times a month (really. it's true!) and at the end of the year, you'll have something like $400! So, that's not so bad! I increased that amount after the kids were born for obvious reasons.
I saw this cute little project Donna Downey did on her website, and I keep thinking it's too cute to be just a spool! What about using that idea as a Christmas CARD!? I'm still working and thinking about this one...
Anyways, just wanted to help you PANIC like I did about the holidays. It's time to start looking at your pantry, in a "Geesh - you really don't have any cans in there, do you?" kind of way, and start purging your home of old toys and useless items, to make room for NEW TOYS and USELESS items!
YAY, HOLIDAYS! {sigh. . . }
